ESTATE PLANNING
Wills
A carefully prepared Last Will and Testament gives you the ability to decide who receives your property, who cares for your children, and how your estate will be administered. Whether you're creating your first will or updating an existing one, thoughtful planning can provide clarity and peace of mind.

What Is a Will?
A will (Last Will and Testament) is a legal document that lets you specify how your property and assets should be distributed after your death. It also allows you to name an executor to manage your estate and nominate guardians for your minor children.
A will only takes effect after your death and must go through a court-supervised process called probate.
Your Wishes
You decide who receives your assets and how you want your legacy carried forward.
Last Will and Testament
Your wishes are documented in a legally enforceable will.
Executor
The executor carries out your instructions and administers your estate.
Distribution to Beneficiaries
Your loved ones receive the property you've designated according to your will.
What Can a Will Do?
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Name beneficiaries
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Appoint an executor
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Nominate guardians for minor children
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Distribute personal belongings
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Create testamentary trusts
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Leave gifts to charities
What Can't a Will Do?
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Avoid probate
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Control jointly owned assets
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Override beneficiary designations
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Protect assets from nursing home costs
Learn how trusts, probate, and other planning tools can help:
Do I Need a Will?

Young Families & Blended Families
Ensure your children are cared for by the right guardian and create a plan that is fair and protects everyone you love.

Married Couples
Protect each other and ensure your assets pass according to your wishes.

Single Adults
Make sure your family and causes you care about are provided for.

Business Owners
Plan for the future of your business and your estate.

Retirees
Ensure your legacy and assets are handled as you intend
What Happens If You Die Without a Will?
If you die without a valid will, New York's intestacy laws determine who inherits your property, who administers your estate, and, in some situations, who may care for your minor children. While these laws provide a default plan, they cannot account for your personal wishes or your family's unique circumstances.

